1. There are two required counseling sessions, the pre-filing bankruptcy counseling session, also called credit counseling session and the post-filing bankruptcy counseling session, called either the debt management course or the financial management course. The pre-filing bankruptcy counseling course is valid for 180 days and must be valid when you file the petition. The post-filing bankruptcy course must be taken 45 days right after the 341 meeting.
2. VLP uses the company Credability, which offers the two sessions to our clients for free. The phone number is 1 866 445 2227 and this is the website. The firm/attorney code is 3020.
3. The certificates will be mailed to the client and emailed directly to the paralegal. The paralegal will forward you the certificates once he/she receives them. In an event when your client claims that he/she completed the counseling and you don't have the certificate, please contact the paralegal at ext. 149 to help you retrieve the certificate.